Marriage and Money...

Larry Burkett, noted financial author, says, "Money is either the best or the worst area of communication in our marriages." After years as a financial counselor and working with marriage counselors, I know that money and money fights are the #1 cause of divorce, not to mention the thing we fight about the most.
I suppose this stands to reason...our finances impact (whether we like it or not) almost every aspect of our lives so when married couples aren't united about their money it affects almost everything.
Unity in marriage is essential for success, so whether in crisis or health, it is important to work out money issues TOGETHER!
Step #1 - Sit down at the table TOGETHER!
Step #2 - Turn off the TV
Step #3 - Make a list of your JOINT goals for finances (short and long term)
Step #4 - Work TOGETHER to achieve those goals.
Step #5 - Enjoy a UNITY in your marriage that you may never have experienced before.

Where Rubber and Road meet...

So the time has come for us to look into a new vehicle. So the question is...what to buy? or Lease? My feelings about this have certainly changed. I have come to realise that the 'opportunity cost' of a new car is very high. That is, what one has to give up to have the new car. As an example, there is a 2007 Pontiac Torrent that has a monthly payment of $510 (incl. taxes) and the term is 48 months. So, over the course of the lease the driver pays just less than $24, 500, and they have....nothing!!! If you want to buy the vehicle after the lease, the cost is another $12,000, bringing the cost of this vehicle to $36,500.00 That same 4 year old vehicle used can be picked up for about $10,000. WOW...that lease sure is expensive!

Back from Tenessee

I just got back from Brentwood, TN. It is nice to be home. We had an action packed week with the Counselor Training team at Dave Ramsey's office. I learned an incredible amount that is going to allow me to bring hope to those in Financial crisis and help those who are maybe not in crisis to experience the very best that God is calling them to. Feel free to send any questions!

God Bless.

F.P.U. coming to Brant Community Church!

Dave Ramsey, "If you will live like no one else, later you can live like no one else."

Financial Peace University will be offered at Brant Community Church (BCC 519.756.3993 is at 65 George Street), starting October 14/2009 at 7:00 p.m.
Cost of $125 is due September 27, 2009 so that materials can be ordered and shipped.

A free 25 minute promotional video will be shown at BCC Sunday, Sept 20 at 9:00 a.m. and Wednesday, Sept 23 at 7:00 p.m. Feel free to join us!

Please contact Jonathan DuChene at 519.753.4435 or canadianfinancialpeace@gmail.com for more information.

September, 2009

Currently Jonathan is in Brentwood, Tennessee training to become a financial coach for Dave Ramsey's Financial Peace University. Learning the skills to help bring more Canadian Financial Peace!